Online Scams in India: In today’s digital era, the smarter the methods of fraud have become, the more common people are getting trapped in their trap. Sometimes a call comes from an unknown number, sometimes a link on WhatsApp or sometimes a fake website – fraudsters are adopting new tactics every day. By taking the help of names like UPI, Banking, Jobs and KYC, these people steal your hard earned money and personal information. In such a situation, it is important that you recognize these common scams and protect yourself in time.
Fraud related to UPI and OTP
In this type of fraud, the caller describes himself as a bank officer, customer care or someone close to him. On some pretext, he asks you to approve OTP, UPI request or share the screen. As soon as you listen to him, the money disappears from the account within a few seconds.
how to avoid it
Do not share information like OTP, UPI PIN or CVV to anyone, no matter how trustworthy the other person seems. Banks or UPI apps never ask for OTP over the phone. Please check any payment request carefully before approving it.
Fake job and work from home offer
Some job offers coming on WhatsApp or Telegram look very easy and attractive. Initially, the lure of good earnings is given, then registration fees, security deposit or training charges are asked. Many times trust is won by giving a little money and later a big fraud is committed.
how to avoid it
No real company asks for money to provide a job. Before applying, please check the official website of the company. If more money is being promised for less effort, then understand that the matter is wrong.
fake customer care number
Often people search for customer care numbers on the internet for help with any service and call the number that appears at the top. The fraudster sitting on the other side, in the name of solving the problem, gets the remote app installed or asks for OTP. After this he gets access to your phone and account.
how to avoid it
Always use the customer care number given on the company’s official website or app. Do not install remote access apps on the advice of any unknown person. Keep distance from numbers given in social media comments.
Lottery, Prize and Gift Scams
Suddenly a message comes that you have won a big lottery or an expensive phone. To get the reward you are asked to pay a small processing fee. As soon as the money is sent, both messages and calls stop.
how to avoid it
You cannot win a lottery in which you have not participated. Do not pay money to claim any prize. The best way is to ignore such messages from unknown or foreign numbers.
Threat of blocking fake KYC and SIM
Nowadays, the new way to scare people is to send messages that your bank account or SIM will be blocked soon. In panic, people click on the given link or share their information, and from here the fraud starts.
how to avoid it
KYC update is done only through the bank branch or official app. Do not click on any suspicious link. If any such alert comes, contact your bank or telecom company directly.
Easy rules to stay safe
Keep an eye on the activities related to your bank account and digital wallet. Use a strong password and keep two-factor authentication on. In case of any kind of fraud, immediately complain on cybercrime.gov.in or call 1930. The most important thing is not to panic, take steps thoughtfully, because fraudsters take advantage of haste.
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